property-casualty plugins

by Matt Corbett

P&C Insurance specialist team — agents (underwriting-lead, pc-underwriter, claims-specialist, actuarial-pricing-analyst), skills, templates, commands, an advisory hook, best-practice rules, and a research-grounded knowledge bank. An underwriting-and-claims team for a P&C carrier, MGA, or agency analyst — it reads the combined ratio as loss plus expense, prices risk to the loss ratio rather than the competitor, manages the claims severity-and-frequency story, and reads catastrophe load the way an underwriting result that hit a decade-best ~92 combined in 2025 demands. Inherits ravenclaude-core protocols.