treasury-management

Build a cash position + rolling forecast and a liquidity plan by traversing the treasury decision tree (cash position → forecast method (direct/receipts-and-disbursements vs indirect) → 13-week build & drivers → variance loop → minimum-cash/buffer sizing → committed vs uncommitted facility mix), then return the daily cash position, the 13-week forecast, the buffer target (stress-tested), the facility/revolver plan, and the conditions that resize it. Reach for this when the user asks 'build our 13-week cash forecast', 'how much cash should we hold?', 'what's our liquidity buffer?', 'direct or indirect forecast?', or 'committed vs uncommitted facilities?'. Used by cash-and-risk-operations-specialist (primary) and treasury-strategy-lead.

Design an FX or interest-rate hedge by traversing the treasury decision tree (scope the exposure: transaction vs translation vs economic → decide hedge-vs-accept → set hedge ratio & horizon → choose the instrument: forward/swap/option/collar → set the hedge-accounting stance: ASC 815 / IFRS 9, cash-flow vs fair-value), then return whether to hedge, how much and how long, the instrument, the accounting designation with documentation/effectiveness, and the conditions that flip it. Reach for this when the user asks 'should we hedge this FX/rate exposure?', 'forward or option or collar?', 'what hedge ratio?', 'cash-flow or fair-value hedge?', or 'do we need hedge accounting?'. 'Do nothing' is a valid output. Used by treasury-strategy-lead (policy) and cash-and-risk-operations-specialist (execution).

Optimize working capital and harden the payments flow by traversing the treasury decision tree (cash-conversion cycle: DSO/DIO/DPO levers → DPO extension vs supply-chain finance / dynamic discounting → DSO reduction → inventory financing → payment-method choice → payment fraud controls: positive pay, dual auth, SoD, BEC), then return the working-capital levers ranked by cash freed, the payment-method recommendation, and the fraud-control setup. Reach for this when the user asks 'how do we free up working capital?', 'should we extend DPO or offer supply-chain finance?', 'how do we reduce DSO?', 'which payment method?', or 'set up positive pay / dual authorization / BEC controls'. Used by cash-and-risk-operations-specialist (primary) and treasury-strategy-lead.